Lower monthly repayments
Restructuring or refinancing may reduce what leaves your account each month, subject to lender criteria.
🏡 For Australian homeowners
Could Your Home Equity Help You Pay Off Your Mortgage Years Sooner?
Unlock the potential sitting in your home equity — reduce interest, explore passive income strategies, understand possible tax benefits, and see what you could save. Complete the quick eligibility check today.
✓ 60-second check
✓ No obligation
✓ No credit-score impact
✓ Secure & confidential
What homeowners explore
Six ways your equity could be working harder
Every situation is different. Your assessment shows which of these are realistic for you — and which aren't.
Unlock home equity
Understand how much usable equity you may be able to access, based on value and balance.
Potential tax benefits
Some strategies carry tax implications. We'll flag where independent tax advice is worth getting.
Passive income strategies
Explore how an investment property could generate rental income alongside your existing loan.
Access multiple lenders
We refer you to licensed credit providers, so you're not limited to a single bank's offer.
No-obligation consultation
A clear, honest picture of your options. Zero pressure — you decide what happens next.
Check your eligibility
Free, confidential, and no obligation. Takes about 60 seconds.
Why choose AWP
Straight answers, on your terms
A confidential way for Australian homeowners to understand what's actually possible.
Private & secure
Handled under the Privacy Act 1988. Never sold to third parties.
Fast response
We aim to reach you within one business day, at your preferred contact time.
Australian homeowners
Guidance built for local lending conditions, not generic overseas advice.
Experienced specialists
Real people who work with equity and lending structures every day.
Clear & honest
Realistic figures and plain language. No jargon, no surprises.
Licensed partners
Referrals to licensed credit providers who can act on your enquiry.
How it works
Three steps, about a minute
Share a few details
Tell us about your property, loan and income. Under a minute, and no obligation whatsoever.
We assess your position
A specialist reviews your situation and estimates the usable equity you may be able to access.
Explore your options
Get a confidential, realistic picture of what's possible — then decide if it's right for you.
Questions
Before you get started
Is the eligibility check really free?
Yes. The eligibility check and the follow-up conversation are free and carry no obligation. You decide whether to go any further.
Does checking my eligibility affect my credit score?
No. Submitting this form is an enquiry only. It is not a credit application and involves no credit check, so it has no effect on your credit score.
Do you provide credit or lending advice?
No. We provide general property information and operate a referral service that connects you with licensed third-party credit providers. We do not provide credit under the National Consumer Credit Protection Act 2009, and nothing here is financial or taxation advice.
How soon will someone contact me?
A specialist typically makes contact within one business day, at a time that suits you.
What exactly is home equity?
Equity is the difference between your property's current market value and what you still owe on your home loan. Usable equity is the portion a lender may allow you to access, subject to their criteria and a valuation.
Will my details be sold to third parties?
Never. Your information is handled under the Privacy Act 1988 and shared only with licensed partners who can act on your enquiry. You can opt out at any time.
See where you stand — in about a minute
Free, confidential and obligation-free. No credit check, no pressure.
Check My Eligibility →